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Bank Terms & Conditions

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Offer period – 1st July 00:00 HRS to 31st August 2021 23:59 HRS


  1. What is the HDFC AND ICICI Offer?

    a) Get up to 10% instant discount on HDFC AND ICICI Credit and Debit Card & Debit Card Transactions on purchase of INR 1500 under this offer. b) The offer is valid only 3 times per card. c) Minimum transaction value: INR 1500. d) Maximum Discount value: INR 1,500 on Credit and Debit and Card Transactions. e) Any canceled, rejected, or returned order(s) will not be eligible for the offer and the refund amount of such order will be adjusted with the instant discount amount. 

  2. How can I avail this offer?

Shop as usual with your HDFC AND ICICI Credit and Debit Card to pay. As long as Minimum transaction amount or more is charged to your HDFC AND ICICI Credit and Debit Card while making an eligible purchase on you will get an Instant Discount on the purchase.


  1. Can I avail discount on card payment for cash on delivery order? Are net Banking transactions also included in this Offer?

COD and Net Banking transactions are NOT included in this Offer.


  1. Would I get the Bank offer even if I make a part payment using my 18th HighStreet Pay Balance?

Yes, the offer is available on partial payments as long as the minimum purchase value is spent on HDFC AND ICICI Credit and Debit Card.


  1. Is the offer applicable on EMI?

No, the offer is available on Credit and Debit Card EMI.


  1. What is the maximum discount that I can avail?

Up to INR 1,500 instant discount on HDFC AND ICICI Credit and Debit Card Transactions.


  1. What if I cancel my order?

The Offer is applicable for a successful purchase. If Instant Discount is availed on any purchase, and it is subsequently canceled, the refund amount of such purchases will be posted adjusting the instant discount amount availed on the purchase. However, if you place another order within the offer period, you shall get an instant bank discount subject to offer eligibility.


  1. My payment failed while placing the order, will I be eligible for the Instant discount?

If your payment failed while placing the order, gives you an option to revise your payment. If you revise your payment within the offer duration, you will be eligible for the discount.



Schedule 1

Offer Terms and Conditions

  1. This offer ("Offer") is provided by HDFC AND ICICI bank Limited (“HDFC AND ICICI"),and is made available on the website or the mobile site or mobile application thereof (collectively, "") by 18thHighStreet.
  2. These Offer terms and conditions ("Offer Terms") are in addition to the Conditions of Use & Sale and Privacy Notice to which you agree to by using 18th and Terms & Conditions of Cards of HDFC AND ICICI Bank. In the event of any conflict between the Conditions of Use & Sale and these Offer Terms, these Offer Terms will prevail, only for the purposes of this Offer.
  3. All residents of India holding a valid Credit and Debit card issued by HDFC AND ICICICPSL (each a "Card") are eligible to avail the Offer.
  4. All HDFC AND ICICI Credit and Debit Cardholders (“Cardholder”) excluding HDFC AND ICICI Corporate Credit and Debit Card & HDFC AND ICICI Credit and Debit Card, with no payment outstanding of more than 30 days are covered under this Program.
  5. The Offer is valid 3 times per card during the offer period.
  6. Offer also valid on EMI transactions at
  7. The offer is not valid on Card on Delivery transactions at
  8. Offer is not applicable on cancelled/returned orders.
  9. Any person availing this Offer shall be deemed to have accepted these terms and conditions.
  10. In case there are multiple items in a purchase order, the item-wise savings/discount may vary. However, the overall savings/discount on the purchase order will be equivalent to maximum savings / discount the Cardholder is eligible for under this Offer.
  11. HDFC AND ICICI and 18th HighStreet reserve the right to disqualify the customer(s) from the benefits of the Offer, if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the said Offer or otherwise by use of the Cards.
  12. HDFC AND ICICI and 18th HighStreet reserve the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this Offer by another offer, whether similar to this Offer or not, or to extend or withdraw it altogether.
  13. The above Offer is by way of a special offer for HDFC AND ICICI Credit and Debit Cardholders only and nothing contained herein shall prejudice or affect the terms and conditions of the card agreement and Convert2EMI terms and conditions. The terms of the above offer shall be in addition to and not in derogation of the terms contained in the card agreement and Convert2EMI terms and conditions.
  14. This Offer is not valid on corporate or commercial Cards issued by HDFC AND ICICI.
  15. Customers are not bound in any way to participate in this Offer. Any participation is voluntary and the Offer is being made purely on a best effort basis.
  16. By participation in this Offer, you hereby agree that 18th HighStreet and/ or its affiliates will not be held liable or responsible for any loss or damage whatsoever incurred by you in connection with the Offer.
  17. Nothing herein amounts to a commitment by HDFC AND ICICI or 18th HighStreet to conduct further, similar or other offers.
  18. All disputes between the customers and HDFC AND ICICI, if any, arising out of or in connection with or as a result of above Offer or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Delhi only for HDFC AND ICICICPSL and in Mumbai for Bank, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction.
  19. 18th HighStreet or HDFC AND ICICI do not guarantee and make any representation about the usefulness, worthiness and/or character of the discount or benefit of the products under the Offer.